Grow with Creditmoja
Empowering your next big move — and the one after.
At Creditmoja, we believe that financial empowerment should be within everyone’s reach.
We are a passionate team driven by one mission: to make access to credit simple, fast, and fair for all Kenyans.
Built for the mobile-first generation, Creditmoja offers flexible microloans tailored to your everyday needs — whether it's growing a business, covering an emergency, or chasing a dream.
Who We Are
Creditmoja was founded with a simple idea:
Access to financial support should not be a privilege — it should be a possibility for everyone.
Inspired by the entrepreneurial spirit and resilience of Kenyans, we designed a platform that removes the traditional barriers to credit. No endless paperwork. No hidden fees. No waiting in line. Just fast, honest, mobile-first lending at your fingertips.
Today, we are proud to serve thousands across Kenya, helping individuals and communities grow stronger, one loan at a time.
Our Story
People-First Design
We build everything with your real-life needs at the center — making borrowing fast, simple, and fair.
Smart algorithms speed things up, but human empathy guides every decision we make.
We’re more than lenders — we’re partners in your financial journey, offering support and growth tools.
Technology with Heart
Empowerment Beyond Credit
How We Are Different
We are a diverse, passionate team of tech enthusiasts, finance experts, and customer champions.From our headquarters to our customer support lines, every member of the Creditmoja family shares a common goal:
To empower your growth.
👩💻 Product Designers who simplify complex processes
🧑💼 Risk Analysts who focus on fair assessment, not just scores
👩🎓 Customer Success Officers who truly listen
We are proud to be Kenyan, serving Kenyans, and building a future with Kenyans.
